Nashville requires all motorists to carry liability insurance coverage. While most drivers hold these policies, many opt for only the minimum required coverage—an amount that often falls far short when serious injuries occur.
If you were injured by an underinsured driver, our Nashville car accident attorneys will explore every option to secure the compensation you need and deserve. Your recovery shouldn’t be limited by another driver’s insurance choices. Our Nashville underinsured accident lawyers can help you get back on track. Contact us by calling (615) 216-5757 to discuss your legal options today.
Why Trust Woodard Injury Law to Help You Pursue an Underinsured Motorist Claim in Nashville?
- Woodard Injury Law boasts a 99% success rate in personal injury claims. We will explore all possible avenues of compensation from all available sources.
- Our firm has successfully handled over 10,000 car accident cases in the past 19 years. We know how to navigate complex underinsured driver accident claims and protect your interests during insurance proceedings.
- Our commitment to excellence has earned us prestigious recognitions, including the NAOPIA Top Ten Attorney 2024 and Super Lawyers 2023 awards.
Understanding Underinsured Motorist Coverage in Nashville
According to Tennessee Law, underinsured motorist (UIM) coverage helps protect Nashville drivers from financial hardship after an accident. While not mandatory under state law, UIM coverage bridges the gap if the at-fault driver’s insurance is insufficient to cover your losses.
For example, say that you incur $100,000 in medical bills and lost wages, but the at-fault driver only carries $25,000 in liability coverage. Your UIM policy can potentially cover the remaining $75,000, depending on your policy limits.
UIM coverage only applies when the at-fault driver has some vehicle liability insurance, just not enough to fully compensate you. This distinguishes it from uninsured motorist coverage, which protects you when the at-fault driver has no insurance at all.
Our Nashville Underinsured Driver Accident Lawyers Can Fight for Full Compensation After an Unexpected Accident
Being involved in an accident with an underinsured driver introduces a lot of questions and complexities. This can be stressful to handle while managing your recovery and dealing with medical expenses, lost income, and other damages. Woodard Injury Law can handle these processes on your behalf so that you can focus on what matters most: getting back on track with your life.
Our Nashville uninsured driver accident lawyers have spent years representing injured people, including victims of pedestrian accidents, in their insurance claims and interpreting policy details. First, we will meticulously review your insurance policy, as well as that of the at-fault driver, to determine the full extent of available coverage. Then, we will aggressively pursue all available avenues so that you can secure the settlement that you deserve.
Our underinsured driver accident attorneys in Nashville are skilled negotiators who can seamlessly communicate with multiple insurance companies simultaneously. We understand the tactics insurers often use to minimize payouts and know how to counter them effectively. Moreover, we have the resources and experience to accurately value your claim, accounting for long-term and intangible costs. We will assess all settlement offers to determine whether they are fair, helping you avoid hardships in the future.
Don’t Settle for Less: Contact Woodard Injury Law for a Free Consultation
If you were injured by an underinsured driver, do not let their lack of coverage leave you struggling with medical bills and lost wages. Trust Woodard Injury Law to help you navigate your legal options and recover the compensation you deserve. We will explore every avenue to maximize your recovery. Call or text us at (615) 216-5757 —our attorneys will respond swiftly and work tirelessly to protect your interests. Schedule your free consultation today.